Mortgage Tree Reports in Bolton by Leading Arboricultural Consultants

01422 376335

info@jcaac.com

Tree surveys from as little as £300.00

Mortgage Tree Reports for Homebuyers in Bolton

If you are in the process of purchasing a property and there are trees nearby, your insurance company or mortgage lender may request that you have a tree survey carried out. You will probably hear this referred to as an Arboricultural Report, a Homebuyers Tree Report, a Mortgage Tree report, or simply a tree survey or tree report.

JCA Limited can provide a mortgage tree survey and report investigating issues or concerns raised within the homebuyer’s survey report quickly, to minimise any disruption to the sale of a property.

The Need For A Mortgage Tree Report in Bolton

When seeking to purchase a property, mortgage lenders will often request that a tree survey is undertaken. This request is often in response to the building surveyor noting the presence of trees and recommending that a mortgage tree report is obtained that assesses the condition of the tree and an evaluation of its likely relationship with the property, e.g. whether the tree has the potential to cause damage to the property.

It is recognised that well positioned trees around a property, whilst providing amenity, can also add significantly to its value. However, in certain soil conditions, badly positioned or poorly maintained trees can increase the risk of soil shrinkage, which in turn can lead to structural damage.

Mortgage lenders will therefore often ask the potential homebuyers to arrange for a mortgage tree survey to be undertaken at the property they are looking to purchase, especially where there are trees growing nearby which could compromise the structural integrity of the dwelling.

Mortgage Tree Survey Frequently Asked Questions (FAQs)

Mortgage lenders tend to ask for a tree survey as a condition of granting a mortgage and insurers may require a tree survey to assess if trees are implicated in subsidence damage.

Mortgage reports are often recommended to lenders or estate agents by surveyors and mortgage offers can be withdrawn if a surveyor is concerned about trees close to a property. JCA’s reports are cost effective and can be completed in a matter of days.

One of our qualified Arboricultural Consultants will visit your property and the trees will be surveyed visually from ground level. JCA’s thorough report will detail species, age class, height, stem diameter, crown spread, condition, future growth potential and distance to property. The mortgage tree survey will assess whether or not the trees are considered a threat to the property and any specific comments and recommendations for any required works will be included for each surveyed tree or group.

As we are Arboricultural Consultants, we do not carry out any tree works ourselves. However, JCA Limited can recommend reputable tree surgeons to carry out tree works. We would also advise that you search for a reputable tree surgeon via the Arboricultural Association website.

Prior to arranging any tree works, a tree protection enquiry must be made with Bolton Metropolitan Borough Council. If protected, substantial fines will be issued where protected trees are either removed or pruned without consent so its important that you check prior to undertaking any tree works.

Most LPA websites will have maps of their conservation areas and some also have interactive maps to check for TPO’s otherwise you will be able to contact the tree officer who will be able to inform you of any tree preservation orders.

Yes, at JCA Limited we understand the urgency when it comes to Mortgage Tree Reports. We are able to offer a fast turnaround on this service. Once payment is received, our arboricultural consultant will aim to carry out the survey and issue the report within 7-10 working days.

Professional and Independent

Professional and independent UK-based Arboricultural and Ecological consultants with a 98% pass rate which we believe cannot be beaten.

Market Leading Service

Our work is widely used as best practises across the Arboricultural and Ecological sector and JCA’s specialist team can advise on a wide range if arboricultural and ecological areas.

Fast and Efficient

JCA Arboricultural and Ecological Services pride ourselves on our quick response to enquiries and fast turnaround times. Ensuring you get what you need on time.

How can JCA Limited help with a Mortgage Tree Survey in Bolton?

As qualified Arboricultural Consultants in Bolton, we provide a Tree Homebuyers/Mortgage Tree Survey and Report. We will visit the property and survey all the significant trees present, along with any third-party vegetation which is close enough to be of potential concern. We will assess the trees both for potential to cause structural damage and from a health and safety perspective.

The information gathered during the survey is compiled into a report which provides a detailed description of every surveyed item of vegetation, highlighting any area of concern and providing recommendations of how to overcome this (tree management, tree removal etc).

Each report comes complete with a clear, coloured site plan showing the locations of the surveyed vegetation and all relevant site features.

Fast, Thorough and Cost Effective Mortgage Tree Survey & Reports in Bolton

JCA Limited can provide a fast turnaround for a mortgage survey & report. Prices start from as little as £300.00.

or Call 01422 376335

What to expect from your JCA Limited mortgage tree survey?

Fill in our contact us form with your requirements or email info@jcaac.com
After we have received your payment, a site visit is arranged and undertaken by one of our Arboricultural Consultants within 7-10 days of the request.
Each tree is fully inspected, and the information recorded.
This will then be compiled in a report, complete with a colour site plan showing tree locations and all relevant site features.

Qualified Arboricultural Consultants Producing First Class Mortgage Tree Reports & Surveys

It’s important to remember that tree surgeons are not the same as an arboricultural consultant and therefore it is highly unlikely that they will be fully qualified to carry out a mortgage tree survey & report. To find an approved Arboricultural Consultant, you can search the register on the Arboricultural Association Website.

Industry Leading Arboricultural Consultants in Bolton

JCA are aware that every project has a budget therefore we offer highly competitive rates. Our dedicated team provide high quality surveys for both the public and private sector operating throughout the UK and Internationally, ranging private clients with a single tree to municipal clients with over 50,000 trees. Alternatively, please contact us for a free no- obligation quote on 01422 376335 or email info@jcaac.com.